411.
How To: Opt Out of Overdraft Privilege
Opt out of the service for ATM and one time debit card transactions: You may opt out of ODP for the authorization and payment of ATM and one time debit card transactions. If you do not have sufficient funds in your account, your withdrawals at the ATM and...
412.
How To: Sign Up for Online Banking
Ready to enroll? Visit our online enrollment and get access to online banking in 24 hours.
At Pinnacle, we see convenience as an integral part of distinctive service. We are committed to offering efficient, effective and secure ways of delivering your finan...
413.
How To: Set up Balance Alerts
Within Pinnacle’s online banking system, account activity alerts can notify you when your balance drops below a certain level, a check clears or a deposit is made. This feature allows you to avoid unnecessary service charges, ensure transactions are process...
414.
Pros and Cons of Overdraft Privilege
Whether it’s a mistake balancing your checkbook or an unexpected expense, an overdraft incident happens to almost everyone. Most banks have overdraft services designed to cover you in the event you do not have enough funds in your account. There are mixed v...
415.
Alternatives to Standard Overdraft Privilege
We want to remind you of several programs and options that would likely reduce the cost of using your account. The options below may be less expensive than our standard overdraft privilege (ODP).
Overdraft protection: You can avoid fees by linking your sav...
416.
Seven Tips to Avoid Overdraft Fees
Most overdraft fees are avoidable. The very best way to eliminate fees is to proactively manage your account to avoid overdrawing it. Below are tips to help you do that:
Download the mobile app and check it frequently. If your mobile device isn’t handy, yo...
417.
Prepare to Leave a Legacy
At a time when non-profit organizations need resources the most, charitable giving is down. Americans either are focusing more on saving or diverting their assets elsewhere as a result of the recession.
Corporate and individual gifts make up most of a non p...
418.
Keeping Business, Personal Finances Separate
Understandably, most small business owners live and breathe their businesses. They were involved from the beginning and immersed in all aspects of operations, putting in the long hours and resources it takes to make a business grow.
Because small business o...
419.
Resist Borrowing from Your Future
It seems like everyone does it: cities, states, the U.S. government, large corporations and small businesses. If they don’t have cash but need it now, in many cases they borrow it from the future—the promise of future earnings or tax revenues.
They’re not t...
420.
Think Twice Before Touching Your 401(k)
You’re in a pinch, and you’re tempted to borrow or withdraw from your 401(k).
With fewer and fewer companies offering defined benefit retirement plans, the government put in place IRAs and 401(k) plans to encourage saving for retirement. Strict governmental...
