Promotions and Offers for Group Banking Clients

Promotions
Group Banking Benefits
Credit Cards

Promotions

Titans Banking Offer

Join and get a $200 Titans Team Store Gift Card!¹
Open a new Titans checking account with an opening deposit of at least $100 by Sunday, May 31 2026,
AND have at least $300 in total qualifying* direct deposits post and clear your account within 90 days of
opening and you could qualify for a $200 Titans Team Store Gift Card. You will also be entered to win a
Titans 2026 Training Camp VIP experience For all the promotional details, go here.

Pinnacle, the official bank of the Tennessee Titans and Nissan Stadium.

Grizzlies Banking Offer

Open and Get a $200 Direct Deposit Bonus!²
Open any new Grizzlies account at Pinnacle by May 30, 2026 with a minimum deposit of $100 and have
at least $300 in total qualifying direct deposits to post and clear your account within 90 days of opening,
and you could receive a $200 Direct Deposit Bonus. For all the promotional details, go here.

Pinnacle, the official bank of the Memphis Grizzlies and FedExForum.

The Pinnacle Spotlight Banking Offer

Open a Spotlight Banking account and get two tickets to a 2026 show at The Pinnacle!³
Open a Spotlight Banking account and get two tickets to any available, non-sold-out show at The Pinnacle! Open any new Spotlight banking account at Pinnacle by June 30, 2026 with a minimum deposit of $100, and have your direct deposits totaling $500 or more post and clear your account within 90 days of opening and receive two (2) tickets to an available 2026 show at The Pinnacle. For all the promotional details, go here.

Pinnacle, Founding Partner of Nashville Yards.

¹Offer expires May 31, 2026. This offer is for new Pinnacle checking households, or for households that have not had an open Pinnacle consumer checking account for at least 24 months. Limit one bonus per household. Cannot be combined with other offers. Must be 18 or older at time of account opening. Offer is non-transferable. Accounts are subject to approval.

To receive the $200 Team Store Gift card, you must (1) open your Titans Banking account with an opening deposit of at least $100 by Sunday, May 31, 2026, AND (2) have at least $300 in total qualifying direct deposits* to post and clear your account within ninety (90) days of the account opening date. If at least $300 in total qualifying direct deposits* do not post and clear your account within ninety (90) days of the date on which you open your account, you will not be eligible to receive this promotion.

See titansbanking.com for additional account options.

*A qualifying direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers from one Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement. The gift card will be mailed to you within 2-4 weeks of meeting the qualified requirements. Bonus will be reported as income on IRS Form 1099-INT and is valued at $200 total. For a chance to be entered into the Titans VIP Training Camp Experience, you must open your Titans Banking account with an opening deposit of at least $100 by May 31, 206. Ten (10) new clients will be selected to win the VIP Training Camp Experience prize at the end of this promotion. The VIP Training Camp Experience consists of an exclusive, behind-the-scenes look at training camp, an opportunity to meet a new Titans draftee, and signed Titans gear. For all drawing rules and timelines, please visit www.titansbanking.com/titans-vip-training-camp-experience/.

See titansbanking.com for additional account options.

²Offer expires May 30, 2026. This offer is for new Pinnacle checking households, or for households that have not had an open Pinnacle consumer checking account for at least 24 months. Limit one bonus per household. Cannot be combined with other offers. Must be 18 or older at time of account opening. Offer is non-transferable. Account is subject to approval.

To receive the $200 Direct Deposit Bonus, you must open your Grizzlies Banking account with an opening deposit of at least $100 by Saturday, May 30, 2026 have at least $300 in total qualifying direct deposits* to post and clear your account within ninety (90) days of the account opening date. If at least $300 in total qualifying direct deposits do not post and clear your account within ninety (90) days of the date on which you open your account, you will not be eligible to receive this promotion.

A qualifying, recurring direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers from one Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement. The direct deposit bonus will be deposited into your Grizzlies Banking account within 2-4 weeks of meeting the qualified requirements. Bonus will be reported as income on IRS Form 1099-INT and is valued at $200 total.

See GrizzliesBanking.com for all account options.

³Offer expires June 30, 2026. This offer is for new Pinnacle checking households, or for households that have not had an open Pinnacle consumer checking account for at least 24 months. Limit one promotion bonus per household. Cannot be combined with other offers. Must be 21 or older at time of account opening. Offer is non-transferable. Accounts are subject to approval.

To receive the two (2) tickets you must open a Spotlight Banking account with an opening deposit of at least $100 by June 30, 2026, and have your direct deposits totaling $500 or more made to this account within 90 days of opening. Tickets are subject to availability and will be offered on a first-come, first-serve basis. We cannot guarantee tickets to a specific show, and tickets to sold-out shows are not available as a choice. Resale tickets are not considered available tickets. A qualifying, recurring direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers from one Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement.

Pinnacle will contact you within two weeks of meeting all requirements to confirm qualification and give instructions for receiving your tickets electronically. All tickets will be general admission or balcony if it is a seated show. E-delivery of all your tickets will be sent via AXS upon confirmation of qualification and show selection. To receive this bonus, the account must not be closed or restricted at time of fulfillment. This “bonus” will be reported as income on IRS Form 1099-INT and is valued at the price of the tickets.

See thepinnaclespotlight.com for all account options.

Group Banking Benefits

Open an Account

$100 Bonus¹
Open a Group Banking checking account with $100 and at least $500 in qualifying direct deposits post and clear your account within 90 days of the account opening date², before December 31, 2026, and get $100 deposited into your account. For all the promotion details, go here.

Contact your Pinnacle Financial Advisor or call 800-264-3613.

Mortgage

$500 toward your home closing costs³
If you or a co-worker are in the market for a new home or looking to refinance your current mortgage, be sure to take advantage of this exclusive offer for our group banking clients.

For all the promotion details, go here.

Contact your Pinnacle Financial Advisor or call 800-264-3613.

HELOC

Special closing costs on qualified HELOC⁴
Another way it pays to be part of Pinnacle Group Banking! We offer Group Banking clients special closing cost fees on a qualified Home Equity Line of Credit (HELOC) lines up to $100,000 thru Dec. 31, 2026.

Go here to see the offer details.

To see if you qualify, contact your Financial Advisor or call 800-264-3613.

¹This Group Banking offer (the “Offer”) expires December 31, 2026. The Offer is for new, non-Titan and non-Grizzlies Pinnacle checking account households that have not had an open Pinnacle consumer checking account for at least twenty-four (24) months. The Offer cannot be combined with other offers. To be eligible, you must also be eighteen (18) years of age or older at time of account opening. The Offer is non-transferable. Account opening is subject to Pinnacle’s approval. Household is defined as two (2) or more eligible consumers residing in the same residence. The cash bonus will be reported as income on IRS Form 1099-INT. The cash bonus is valued at $100 total. To receive the $100 cash bonus, you must (1) open a Pinnacle Group Banking checking account with an opening deposit of at least $100 by December 31, 2026 AND (2) have at least $500 in total qualifying direct deposits** to post and clear your account within ninety (90) days of the account opening date. If at least $500 in total qualifying direct deposits** do not post and clear your account within ninety (90) days of the date on which you open your account, you will not be eligible to receive this promotion. Within two (2) to four (4) weeks of meeting all requirements, you will receive the cash bonus in the form of a direct deposit of $100 into your Pinnacle Group Banking checking account.

²A qualifying direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers fromone Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement. Pinnacle Bank, a Tennessee bank provides a suite of Group Banking checking account options. Please see www.pnfp.com website for all account options

³This does not represent an offer to enter into a loan agreement. Loans subject to credit approval. Products, rates and terms subject to change without notice. Advertised discount can only be applied towards payment of closing costs, up to a total amount of $500. Home purchase loan or refinance must be closed by December 31, 2026. Applicant must have an active Pinnacle Group Banking deposit account, and make at least $500 total in qualifying direct deposits per statement cycle into the Group Banking deposit account. A qualifying direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers from one Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement.

⁴This does not represent an offer to enter into a loan agreement. Loans subject to credit approval. Home Equity offer is valid for lines up to $100,000. Additional fees may apply for lines greater than $100,000. Home Equity Line of Credit application must be taken after January 1, 2026 and close by December 31, 2026. Products, rates and terms subject to change without notice. Applicant must have an active Pinnacle Group Banking deposit account, and make at least $500 total in qualifying direct deposits per statement cycle into the Group Banking deposit account. A qualifying direct deposit is an electronic credit to your account of your salary, pension, government benefits, or regular monthly income deposited to your account by your employer or an outside agency. P2P transactions (such as PayPal, Cash App, Venmo, Zelle, etc.), pre-authorized transfers from one Pinnacle Bank account to another in the same name, or deposits made via an office, ATM, online transfer, mobile device, debit card/prepaid card or deposits that arrive via postal service are not eligible to meet this requirement.

Credit Cards

Apply for a Pinnacle Mastercard^®1

Every Pinnacle Mastercard® comes with these great benefits:

Secure online account access, 24 hours a day, 7 days a week
24-hour customer service phone line
Mastercard platinum benefits like Mastercard Global Emergency Services, Zero Liability, ID Theft Resolution...and more

Whether you are looking for low interest rates, rewards or extended benefits, Pinnacle offers card options that provide you with best-in-class features combined with the distinctive service that you expect from us.

To apply online for a Pinnacle Mastercard, click here.

Apply for a Grizzlies Mastercard^® from Pinnacle²

Every Grizzlies Mastercard comes with these great benefits:

Secure online account access, 24 hours a day, 7 days a week
24-hour customer service phone line
Mastercard platinum benefits like Mastercard Global Emergency Services, Zero Liability Protection and ID Theft Resolution...and more

We offer card options that provide you with best-in-class features combined with the distinctive service that you expect from us.

For more information, go here. To apply, go here.

¹Credit cards are subject to credit approval. Mastercard and the Mastercard Brand Mark are trademarks of Mastercard International Incorporated. Certain restrictions, limitations and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.

²Credit cards are subject to credit approval. Mastercard and the Mastercard Brand Mark are trademarks of Mastercard International Incorporated. Certain restrictions, limitations and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.