My Credit Score
Keep tabs on your score in Online Banking.
My Credit Score is a free tool to help you keep an eye on your score. It shows a weekly look at your credit score, the elements that make it up and recent events that affect it. It's available in Online Banking and our mobile app.
My Credit Score also features the Financial Checkup tool. It offers a detailed spending and cash flow overview, allowing users to analyze budgets and assess debt-to-income ratios through an intuitive Q&A financial assessment. Once the assessment is completed, users will see their financial health score, credit score, debt-to-income ratio, spending ratio, and monthly budget summary. Additionally, the tool provides personalized guidance with recommended steps to reduce spending and enhance debt-to-income ratios for a healthier financial outlook. You can find Financial Checkup below the Score Analysis Cards on the Credit Score Dashboard, shown at the bottom of this page.
Where is My Credit Score?
My Credit Score is one of the widgets available in Online Banking. Widgets are in the right-hand column on the Overview page. You can personalize which widgets appear by clicking the pencil icon and unchecking the widgets you want to hide or reorder them.

When you click My Credit Score to open the full tool, it will open as a new window in your web browser, showing a website separate from Online Banking called SavvyMoney.com.
In the Pinnacle mobile app, My Credit Score is available on the welcome screen with your account overviews.
How do I enroll?
You are not enrolled in My Credit Score automatically. To take advantage of this feature, you must be 18 or older and will need to opt-in. That includes giving My Credit Score authorization to perform “soft pulls” of your credit score. These soft pulls will not affect your credit score.
To enroll, click the “Show My Score” button on the My Credit Score widget.

You will be taken to a form asking for your permission to retrieve your credit score and report.

A few users may be asked to confirm or correct personal information at this point. Most will not.
You will then be taken to a dashboard showing your score and several options for analyzing and exploring it. You can find Financial Checkup below the Score Analysis Cards on the Credit Score Dashboard.

See a full list of the features available in My Credit Score.