Contactless Cards

It's like having exact change wherever you go, but even faster and more convenient than cash. Use anywhere you see the Contactless symbol at checkout. Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations and more.

Find contactless checkout locations here

Safer than cash

Contactless payment puts you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. You’re also protected against double billing, even if you accidentally tap twice.

Contactless cards use radio-frequency identification (RFID) technology. This allows the card to communicate with the card reader when the card is held near the reader during a transaction. When you hold your contactless card to the contactless reader, it securely authenticates your card information. Each contactless transaction creates a unique, one-time code or password. This helps reduce security risks since the code can’t be used again—and it can be read only by the card-processing network.

Faster than other payment methods

Because contactless card transactions are completed by simply holding or tapping the card on an enabled card reader, they are up to 10 times faster than swiping, inserting or using cash. The tap-and-go process usually takes less than a second.

Easier to use

Here’s how to use a contactless credit card:

• Look for the contactless symbol on the card reader. The four curved lines that appear on your card should also appear on contactless-enabled card readers.
• When prompted, hold the card within one to two inches of the contactless symbol.
• If your purchase is approved, you’ll receive confirmation—typically a beep, green light or check mark.

Our contactless cards also come with an EMV chip and the usual card number, expiration date, security code and magnetic stripe. So if a store doesn’t have contactless readers, you can still swipe your card or use the chip reader.