Home Ownership
5 Tips for Investing in Property
The same fundamentals that make Knoxville a strong housing market—job creation, low cost of living and a good climate—also make investing in local real estate an attractive option. If you’re considering purchasing property as an investment opportunity, here are five tips to keep in mind.
Financing a New Construction Home
New construction is starting to pop up nearly everywhere after years of inactivity. Is a brand new home right for you? Read this before you buy.
Know Before You Owe
In January 2014 the Consumer Financial Protection Bureau (CFPB) instituted what is referred to as the “Ability-to-Repay” rule designed to protect mortgage lenders and potential homebuyers from purchasing more home than they are able to afford.
5 Ways to Get the Best Price for Your Home
Several indexes show that pending home sales and home prices have started to bounce back. Homeowners who have been on the fence about selling may start to consider it more carefully now. If you are thinking about selling your home, you’ll want to get the best price for it by following these five steps.
5 Actions to Take Before You Buy a House
One of the biggest mistakes homebuyers make is not talking to a mortgage advisor earlier in the process. Here are five things you should do before you start looking at listings.
5 Important Aspects of Mortgages
In this podcast learn what’s required in qualifying for a mortgage, how the appraisal process has changed and the new federal regulations governing mortgages. The podcast also gives advice on credit scores and how to shop for a mortgage.
Don’t Make These 5 Refinancing Fumbles
With mortgage rates at all-time lows, now is a good time to consider refinancing. But just because rates are low doesn’t mean you should jump into it unprepared. People who don’t do their homework may come to find that refinancing isn’t for them or that they could have gotten a better deal if they had done more research.
Appraisal Rule Changes May Affect Home Values
It’s important to know about the new appraisal rules before buying or selling a home so you’re not caught off guard by the process. Knowing what to expect will help you be better prepared.
Flood Insurance Primer: Is Coverage Right for You?
Until recently, many Middle Tennesseans though they’d never need protection from floods. Now they have many questions about how to get insurance and what it covers. Find out whether you need flood insurance, what is covered and what the flood risk is for your home or business.
Is Refinancing Right for You?
Refinancing is a hot topic since interest rates are still historically low. It can save on your mortgage costs and even improve your credit rating. The key is understanding if refinancing is right for you.
