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Articles   /  Managing Your Business

Uncertainty is everywhere right now. And while many middle market and commercial companies have healthy balance sheets, they may be hesitant to make a move. We understand, but waiting too long can cost you opportunities. The good news is that with the right plan and right mix of cash and credit, you can move forward even when the future feels unclear.

Articles   /  Managing Your Business

You’ve heard the news: new tariffs are shaking things up—again. But this time, it feels different. More countries are involved, the tariffs are steeper and uncertainty is higher than ever. That kind of unpredictability can make it hard to plan. So, how should you be thinking about your business strategy right now?

Articles   /  Finance and Money Matters

For businesses that receive deposits from many different sources and need to reconcile and report on each source separately, virtual account management (VAM) can be a game-changer. Having the power to independently open and close an unlimited number of separate virtual sub-accounts, all attached to one master account via an online portal, can solve a lot of headaches.

Personal Finance   /  Managing Your Money

If you’re a Millennial, the 2008 economic recession certainly had an early impact, whether your career was just getting off the ground at that time or you were a pre-teen whose parents struggled financially. Despite a slow start, people born between 1981 and 1996 are now on better financial footing than previous generations were at that age. So why don’t you feel comfortable yet? Read on for the reasons behind Millennials' "phantom wealth" and some tips to enhance your assets “on paper” and in your wallet.

Personal Finance   /  Home Ownership

Buying a home in a rising rate environment can be tough. Will they keep climbing? Will they ever go lower? Is now the right time, or did I miss my chance? And will we have to win a bidding war to get a contract? Follow these guiding principles for any market environment.

Articles   /  Finance and Money Matters

With continued changes in government funding, the financial outlook for nonprofits feels more stressful than ever. But there are steps you can take right now to help insulate your organization from the severity of what may come. From business and banking perspectives, here are a few items and actions to consider.

Personal Finance   /  Investing

If you are fortunate enough to achieve financial stability for yourself, you have the opportunity to leave a legacy for the next generation. Whether you’re continuing a legacy that a family member began or the first in your family to begin one, there are three phases to building generational wealth.

Fraud and Security   /  How Pinnacle Protects You

While new credit and debit card technology has come with security improvements, the frequency of card transactions and the speed of daily life have contributed to more card fraud. Under federal regulations, your bank or card issuer may be more limited than you think in what they can do to help, especially with debit cards. Read up on the regulations and our tips to thwart fraudulent use of your cards.

Articles   /  Managing Your Business

Whether you’re an entrepreneur or the owner of a multi-generation business, a well-planned exit strategy is imperative. It’s not just a contingency plan: Knowing your end game informs critical decisions all along the way to ensure you achieve your personal and financial goals.

Articles   /  Managing Your Business

When you’re in the business of handling the affairs of people with serious, life-altering injuries, that’s sacred territory. Whether your role is litigator, judge, insurer, contractor or care coordinator, the injured person and their family are counting on you to do the right thing for their short- and long-term benefit. They’re not experts in law, healthcare, finance or the tax code, so they’re depending on the professionals to uphold and abide by their oaths, pledges and values.

Articles   /  Managing Your Business

As your company competes in a challenging job market, an attractive benefits package is vital. Sponsoring accounts in which your employees can put aside pre-tax dollars for qualified healthcare expenses helps them improve their financial wellness and benefits your business, too.