Learning Center

Personal Finance   /  Investing

Several major economic developments occurred during the fourth quarter, including an additional 0.50 percent in federal funds rate cuts and a decisive outcome in the November election, where Donald Trump and the Republican party gained control of the White House, Senate and the House of Representatives. The underlying strength of the U.S. economy continued to surprise to the upside, setting up an interesting backdrop for 2025.

Fraud and Security   /  Safe Practices for Businesses

Fraudsters pose extreme threats to our clients if we fail to know who we are working with and ensure they have the authority to provide instructions for payments or alter account information. We strongly recommend that our clients perform similar due diligence. Money sent by wire transfer is highly unlikely to be recovered. Working together, we can protect you from phony requests.

Personal Finance   /  Investing

If you are fortunate enough to achieve financial stability for yourself, you have the opportunity to leave a legacy for the next generation. Whether you’re continuing a legacy that a family member began or the first in your family to begin one, there are three phases to building generational wealth.

Personal Finance   /  Managing Your Money

Articles   /  Finance and Money Matters

For businesses that receive deposits from many different sources and need to reconcile and report on each source separately, virtual account management (VAM) can be a game-changer. Having the power to independently open and close an unlimited number of separate virtual sub-accounts, all attached to one master account via an online portal, can solve a lot of headaches.

Articles   /  Finance and Money Matters

As credit card issuers offer more rewards and cashless commerce becomes more popular, merchants have felt the impact. Having fewer cash transactions adds up to a higher cost of doing business, especially for small businesses. Fortunately, card processing has evolved to allow businesses to pass some of the merchant fee on to the customer, and banks are key partners in making this possible.

Personal Finance   /  Managing Your Money

One important measurement of financial wellness is the credit score. It’s essential for renting an apartment or buying a car or home. So how do you build credit when you're starting from scratch? And if your credit score is low, what are some ways to build it back up? Our financial education program manager shares his tips.

Articles   /  Starting a Company

When you’re building a new business, it’s important to assemble a core team of trusted experts to ensure you lay a strong foundation for a successful, sustainable launch. These may include advisors in tax, legal, marketing, human resources or recruiting. When it comes to finances, your mind may jump to “Who’s going to lend me the money?”

Articles   /  Managing Your Business

As your company competes in a challenging job market, an attractive benefits package is vital. Sponsoring accounts in which your employees can put aside pre-tax dollars for qualified healthcare expenses helps them improve their financial wellness and benefits your business, too.