Business Credit Cards

Business Credit Cards

Give your company the fast, flexible and easy-to-use capital it needs – with Pinnacle’s distinctive service.

Companies that need more working capital and a ready source of cash flow often turn to credit cards for help. They are flexible, easy to use and offer robust monitoring and reporting tools with 24/7 online account access. Plus, many come with rewards like cash back, travel perks and more.

Pinnacle offers a suite of Mastercard® credit cards for companies large and small, and they all come with one major advantage. While most banks offer cards that are actually owned and run by another company, Pinnacle manages its very own credit card program. That means when you need help, you get the same standard of care you get every time you work with Pinnacle. You’ll speak with a Pinnacle associate based in Tennessee or North Carolina who can help you immediately.

Standard Features

  • Secure online account access 24 hours a day, seven days a week
  • Individual credit lines and spending limits for different employees
  • Consolidated company statement or individual statements to each cardholder
  • Reporting options that allow businesses to separate and manage expenses
  • Company name on each card with no added cost for additional cards for employees

Card Options

  • Pinnacle Small Business Platinum Mastercard
    This card offers all of the standard business benefits listed above, plus a low rate for clients who frequently carry a balance from month to month. This card is ideal for credit limits up to $50,000 and up to five cardholders.

  • Pinnacle Small Business Platinum Rewards Mastercard
    This card offers all of the standard business benefits listed above, plus 1% cash back on all purchases1 at the business or cardholder level. Earn 2% cash back on office, gas and dining purchases2. Cash back can be redeemed for a statement credit or direct deposit to the company account. This card is ideal for credit limits up to $50,000 and up to five cardholders.

  • Pinnacle Small Business World Mastercard
    This card offers all of the standard business benefits listed above, plus 1% cash back on all purchases at the business or cardholder level. Earn 2% cash back on travel and dining purchases2. Cash back can be redeemed for a statement credit or direct deposit to the company account. This card is ideal for credit limits up to $50,000 and up to five cardholders.

  • Pinnacle Commercial Mastercard
    Designed for businesses that need more than five cardholders or limit requirements greater than $50,000.

  • Pinnacle Commercial Rewards Mastercard
    Earn 1% cash back on all purchases1. Redeem cash back at the corporate or cardholder level for a statement credit or direct deposit to the company account. Designed for businesses that need more than five cardholders or limit requirements greater than $50,000.

  • Pinnacle Corporate Purchasing Card
    Provides more card-level control than a traditional commercial card program. Useful in processing vendor payments and travel and entertainment expenses. Can set spending limits, designate cards for certain purposes and turn cards off/on easily. Accounts payable integration and electronic accounts payable (EAP) capabilities. Receive rebates on spend every month. Designed for businesses with an annual spend greater than $500,000 and employees involved in accounts payable or procurement.

Call a financial advisor to get started and find the solution that’s right for you.

All credit cards are subject to credit approval. Ask for details.

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

1For details on Rewards Program, please visit: https://pnfp.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

2We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.

 

To view the full line of Pinnacle Business Mastercard offerings go here