David Spencer

David Spencer is an executive vice president for Pinnacle Financial Partners with responsibility for the Carolinas and Virginia. Before Pinnacle’s acquisition of BNC Bancorp in 2017, he was chief financial officer for Bank of North Carolina.

Spencer joined Bank of North Carolina in 1997 and was with BNC since its organization in 2002. He has 29 years of experience in the financial services industry. Prior to joining the bank and BNC full-time in 2002, Spencer served as a part-time chief financial officer at both the Bank of North Carolina and MidCarolina Bank in Burlington, NC from 1997 to 2002. Previously he served as chief financial officer for two other community banks, after having spent time at both KPMG and Dixon Hughes Goodman providing consulting and audit services to financial institutions.

Spencer earned his bachelor’s degree in economics from the University of North Carolina at Chapel Hill and a bachelor’s degree in accounting from the University of North Carolina at Greensboro.