Community Reinvestment Act Public File
Supporting the community is a priority for Pinnacle. Below you will find each of the components our CRA Public File available for your review. If you have any questions, please contact dl-cra-communityreinvestmentact@pnfp.com
In 1977 Congress enacted the Community Reinvestment Act (CRA) to encourage financial institutions to meet the credit needs of communities where they do business, including neighborhoods with low to moderate incomes.
This required CRA Public File is easily accessible and shows how we meet the needs of the communities we serve.
The information below is current as of April 1 each year.
As a result of the recent merger between Pinnacle Bank and Synovus Bank, our institution is now operating under the name Pinnacle Bank, effective January 2, 2026. We have updated our CRA Public File to reflect changes in our branch network, assessment areas, and services.
CRA Performance Evaluation
This document is an evaluation of a financial institution's record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operation of the institution.
CRA Performance Evaluation – Pinnacle Bank CRA Performance Evaluation – Synovus Bank
CRA Branch Listing
View a list of retail offices (branches) across the footprint.
Branch Office Locations Pinnacle Bank Branch Office Locations Synovus Bank
Assessment of Area Maps
Supporting the whole community is not just a corporate responsibility. It's a fundamental part of who we are.
Assessment Area Maps
Public Comments and Responses
Feedback about people's experiences with our firm is vital to our continued growth and success.
2025 Public Comments
CRA Disclosures
Our public disclosure statement contains information about small business and farm lending by county, community development/consortium third-party activity and assessment areas by tract.
CRA Disclosure Statement 2026
Home Mortgage Disclosure Act Disclosures
Our Home Mortgage Disclosure Act disclosures capture data related to our mortgage lending activity, including geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.
Home Mortgage Disclosure Act Disclosure Statement 2026
Opened and Closed Offices
Supporting the whole community is not just a corporate responsibility. It's a fundamental part of who we are.
Branch Office Openings & Closings Pinnacle Bank Branch Office Openings & Closings Synovus Bank