Pinnacle Home Lending
Changing lives with home ownership. Building wealth with smart home equity management.
With mortgage rates on the rise, many homeowners are staying put until the market is more favorable. But what about those who need or want to take action now? What’s available for anxious home buyers or homeowners who are ready to take advantage of their equity?
Here are some of the home loan options available right now.* Contact a mortgage advisor to find the right fit.
Pinnacle 100 1,2
The Pinnacle 100 mortgage is designed to help low-to-moderate income borrowers who have a 650 minimum credit score. Pinnacle 100 terms include up to 100 percent financing and a 30-year fixed interest rate.
Down Payment Assistance 1,2,3
Saving enough money to afford a new home can be hard. Pinnacle can provide special down payment assistance of up to $15,000 for a down payment, to lower your interest rate or pay closing costs.
Home Equity Line of Credit (HELOC) 1
In addition to a traditional HELOC, Pinnacle offers a specialized HELOC to homeowners in majority-minority communities, with additional accommodations for low-to-moderate income borrowers.
How do I get started?
To find if you’re eligible for these solutions and to get started with the process, you can call, apply online or visit our office to meet with a Pinnacle mortgage advisor.
Call 888-512-1710 or
browse our Mortgage Team to find a partner near you.
Apply for a home equity line of credit right now!
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Why should I choose Pinnacle?
Pinnacle is a Southeastern bank dedicated to distinctive service and effective advice. We consistently win nationwide awards for service, our people are experienced financial experts and—maybe best of all—we answer the phone without a “press 1” menu.
If you're not quite sure or not yet ready to start, explore these resources that can help put you on the right track.
Which one describes you best?
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*Geographic restrictions apply.
1All mortgage loan options are subject to credit approval. Programs and details are subject to change without notice.
2A mortgage of $200,000 at an Annual Percentage Rate (APR) of 7.687% with 0% down payment, 0% points, no origination fee, and a credit score of 650 would result in 360 monthly payments of $1415.59. This is a representative example. The APR is for informational purposes only. Rates are subject to change without notice and may be subject to increase based on property type, loan amount, loan-to-value, credit score and other variables. The representative example does not include tax payments or payments for flood or hazard insurance which will cause the payment to be higher.
3Additional restrictions may apply based on the market area. Please contact a Pinnacle mortgage advisor for more details.